Russell Capital Mortgage

Arizona investment property loans

Financing for Arizona rental and investment property.

Investment property financing is priced and underwritten differently than a primary home. We compare conventional and DSCR options across multiple wholesale lenders.

Conventional investment loans

Qualify on personal income, typically with a larger down payment than a primary residence.

DSCR loans

Qualify primarily on the property's rental income compared with its housing payment, rather than personal income.

Second homes

Different from investment property: you must occupy it part of the year, and pricing is usually better.

Pricing

Rates vary based on borrower qualifications, property, occupancy, loan structure, and market conditions. Contact Russell Capital Mortgage for current pricing.

Start a guided journey

Guides for this topic

Common questions

General education only; not an offer or commitment to lend. All loans subject to credit approval and program guidelines. Russell Capital Mortgage, NMLS #2612126, is licensed in Arizona only.

Let's get you to the closing table.

Start your application online at your own pace, or talk to a licensed advisor first. Either way, your next step stays clear.