Rate center
Today's mortgage rates.
Move the loan amount and watch every product reprice. Your quoted rate depends on credit, equity, occupancy, and lock period.
Payment comparison is principal and interest only at the sample rates shown.
| Product | Rate | APR | P&I |
|---|---|---|---|
| 30-Year Fixed | 6.125% | 6.284% | $2,734 |
| 20-Year Fixed | 5.990% | 6.151% | $3,221 |
| 15-Year Fixed | 5.375% | 5.562% | $3,647 |
| 10-Year Fixed | 5.250% | 5.489% | $4,828 |
| FHA 30-Year | 5.750% | 6.641% | $2,626 |
| VA 30-Year | 5.625% | 5.874% | $2,590 |
| Jumbo 30-Year | 6.250% | 6.362% | $2,771 |
| Cash-Out 30-Year | 6.500% | 6.671% | $2,844 |
Lock comparison
15, 30, 45, and 60-day locks price differently. We show the cost of each before you commit.
Points and credits
Buy the rate down or take a lender credit toward closing costs — we model both.
Float-down options
Some lenders let you re-price once if the market improves. We'll tell you when it's worth it.
Rates shown are illustrative samples for a well-qualified borrower and are not an offer, quote, or commitment to lend. Rates change daily and are subject to credit approval, property type, occupancy, loan-to-value, credit score, and lock period. APR assumes a $450,000 loan amount and typical Arizona closing costs. Not all applicants will qualify.
Lock in the right rate.
Start your application online at your own pace, or talk to a licensed advisor first. Either way, your next step stays clear.